Job Description

E&S High Value Homeowners - Associate Underwriter

Full-Time

About Stand:

Stand is the modern climate insurance company — built for the world we’re living in now, not the one we grew up in. We work directly with homeowners and brokers to protect homes against climate‑intensified risks, starting with wildfire and expanding quickly.

How to apply: Interested applicants can email Guy (guy@standinsurance.com) sharing their resume and a short blurb about their interest in the position.

The Role:

We're looking for a Junior Underwriter to join our growing E&S Personal Lines Underwriting team. This is a launchpad role for someone early in their career, who is eager to learn, grow, and contribute to a mission‑driven company at the intersection of climate and insurance.

You’ll work alongside experienced underwriters and gain hands‑on exposure to our underwriting processes, risk evaluation models, broker communications, and real‑time quoting workflows. This is a rare opportunity to join a high‑performance team, learn fast, and build toward a long‑term underwriting career.

Core Responsibilities:

This role is designed for someone proactive, curious, and excited to be in a fast‑moving environment. You’ll:

Support the underwriting team in evaluating new insurance applications

Assist in reviewing property data, risk characteristics, and quote submissions

Communicate with brokers to gather missing information and ensure smooth workflows

Help document decisions, track quote volumes, and maintain operational accuracy

Learn how to interpret climate‑driven models and risk scoring tools

Contribute to ongoing projects that improve underwriting efficiency and service

Ideal Background:

Bachelor’s degree (any major — we care more about mindset than field of study)

Clear interest in insurance, climate resilience, or financial services

Enthusiasm to learn and grow

Strong communication skills and attention to detail

Ability to stay organized and manage multiple priorities

Team‑first mindset and high personal accountability

Why This Role:

Learn directly from senior underwriters and climate risk specialists

Build a strong foundation in underwriting, operations, and client communication

Join a team that values clarity, creativity, and thoughtful execution

Contribute meaningfully to how we scale and serve homeowners in high‑risk regions

Grow into a long‑term role in underwriting, risk, or operations as Stand grows

Details:

Full‑time, based in San Francisco

You’ll report to the Chief Underwriting Officer and work closely with our broker and ops teams

Strong‑fit role for someone who wants to build a meaningful career from day one

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing you have the right insurance for your assets.

548 Market St. PMB 70879, San Francisco, California 94104

Claims : +1-415-466-1448 or claims@getstand.com

Stand Protect, Inc. (d/b/a Stand Insurance Solutions) is a licensed insurance producer in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.

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